diff --git a/CHANGELOG.md b/CHANGELOG.md
index 674b6d538f..74f91ef957 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -56,6 +56,7 @@
 - [#1064](https://github.com/crypto-org-chain/cronos/pull/1064) Simplify memiavl snapshot switching.
 - [#1067](https://github.com/crypto-org-chain/cronos/pull/1067) memiavl: only export state-sync snapshots on an exist snapshot
 - [#1082](https://github.com/crypto-org-chain/cronos/pull/1082) Make memiavl setup code reusable.
+- [#1092](https://github.com/crypto-org-chain/cronos/pull/1092) memiavl disable sdk address cache if zero-copy enabled, and disable zero-copy by default.
 
 *April 13, 2023*
 
diff --git a/go.mod b/go.mod
index ac29769f5a..c8ea1849fd 100644
--- a/go.mod
+++ b/go.mod
@@ -6,13 +6,14 @@ require (
 	cosmossdk.io/errors v1.0.0-beta.7
 	cosmossdk.io/math v1.0.0-rc.0
 	github.com/armon/go-metrics v0.4.1
-	github.com/cosmos/cosmos-sdk v0.46.14-0.20230628193009-a7631357d81a
+	github.com/cosmos/cosmos-sdk v0.46.14-0.20230705083228-b39cdb2e74ad
 	github.com/cosmos/gogoproto v1.4.8
 	github.com/cosmos/ibc-go/v6 v6.2.0
 	github.com/crypto-org-chain/cronos/store v0.0.2
 	github.com/crypto-org-chain/cronos/versiondb v0.0.0-00010101000000-000000000000
 	github.com/ethereum/go-ethereum v1.10.26
 	github.com/evmos/ethermint v0.0.0-00010101000000-000000000000
+	github.com/gogo/protobuf v1.3.3
 	github.com/golang/protobuf v1.5.3
 	github.com/gorilla/mux v1.8.0
 	github.com/grpc-ecosystem/grpc-gateway v1.16.0
@@ -103,7 +104,6 @@ require (
 	github.com/go-stack/stack v1.8.1 // indirect
 	github.com/godbus/dbus v0.0.0-20190726142602-4481cbc300e2 // indirect
 	github.com/gogo/gateway v1.1.0 // indirect
-	github.com/gogo/protobuf v1.3.3 // indirect
 	github.com/golang/glog v1.0.0 // indirect
 	github.com/golang/groupcache v0.0.0-20210331224755-41bb18bfe9da // indirect
 	github.com/golang/snappy v0.0.4 // indirect
diff --git a/go.sum b/go.sum
index d3d6756ca1..92cb2688c1 100644
--- a/go.sum
+++ b/go.sum
@@ -412,8 +412,8 @@ github.com/cosmos/btcutil v1.0.5 h1:t+ZFcX77LpKtDBhjucvnOH8C2l2ioGsBNEQ3jef8xFk=
 github.com/cosmos/btcutil v1.0.5/go.mod h1:IyB7iuqZMJlthe2tkIFL33xPyzbFYP0XVdS8P5lUPis=
 github.com/cosmos/cosmos-proto v1.0.0-beta.1 h1:iDL5qh++NoXxG8hSy93FdYJut4XfgbShIocllGaXx/0=
 github.com/cosmos/cosmos-proto v1.0.0-beta.1/go.mod h1:8k2GNZghi5sDRFw/scPL8gMSowT1vDA+5ouxL8GjaUE=
-github.com/cosmos/cosmos-sdk v0.46.14-0.20230628193009-a7631357d81a h1:gSmc5TdxMAIc01rtQdAUHCi0c8nyWVO++6ApnYLdkJg=
-github.com/cosmos/cosmos-sdk v0.46.14-0.20230628193009-a7631357d81a/go.mod h1:ABDNny0muxj03rmJcyR0mG7O9QPGktl5e30EVsHvORM=
+github.com/cosmos/cosmos-sdk v0.46.14-0.20230705083228-b39cdb2e74ad h1:8ZpO0zXy80YEFeby5ixmER6ffBYQJwyaZKVNk1ghHrM=
+github.com/cosmos/cosmos-sdk v0.46.14-0.20230705083228-b39cdb2e74ad/go.mod h1:ABDNny0muxj03rmJcyR0mG7O9QPGktl5e30EVsHvORM=
 github.com/cosmos/go-bip39 v0.0.0-20180819234021-555e2067c45d/go.mod h1:tSxLoYXyBmiFeKpvmq4dzayMdCjCnu8uqmCysIGBT2Y=
 github.com/cosmos/go-bip39 v1.0.0 h1:pcomnQdrdH22njcAatO0yWojsUnCO3y2tNoV1cb6hHY=
 github.com/cosmos/go-bip39 v1.0.0/go.mod h1:RNJv0H/pOIVgxw6KS7QeX2a0Uo0aKUlfhZ4xuwvCdJw=
diff --git a/gomod2nix.toml b/gomod2nix.toml
index c635f5f66d..f50a938976 100644
--- a/gomod2nix.toml
+++ b/gomod2nix.toml
@@ -137,8 +137,8 @@ schema = 3
     version = "v1.0.0-beta.1"
     hash = "sha256-oATkuj+fM5eBn+ywO+w/tL0AFSIEkx0J3Yz+VhVe0QA="
   [mod."github.com/cosmos/cosmos-sdk"]
-    version = "v0.46.14-0.20230628193009-a7631357d81a"
-    hash = "sha256-1Ti71UlePVHizaDkU2RVxhfxAaW7Kx3ie2LJCB9rM0U="
+    version = "v0.46.14-0.20230705083228-b39cdb2e74ad"
+    hash = "sha256-6vVIkETNO/d5q8xMQALL97H08IKzsbQEME9iFAK+fGk="
   [mod."github.com/cosmos/go-bip39"]
     version = "v1.0.0"
     hash = "sha256-Qm2aC2vaS8tjtMUbHmlBSagOSqbduEEDwc51qvQaBmA="
diff --git a/store/config/config.go b/store/config/config.go
index 554ea46f2c..03f4c8ce49 100644
--- a/store/config/config.go
+++ b/store/config/config.go
@@ -9,6 +9,7 @@ type MemIAVLConfig struct {
 	Enable bool `mapstructure:"enable"`
 	// ZeroCopy defines if the memiavl should return slices pointing to mmap-ed buffers directly (zero-copy),
 	// the zero-copied slices must not be retained beyond current block's execution.
+	// the sdk address cache will be disabled if zero-copy is enabled.
 	ZeroCopy bool `mapstructure:"zero-copy"`
 	// AsyncCommitBuffer defines the size of asynchronous commit queue, this greatly improve block catching-up
 	// performance, -1 means synchronous commit.
@@ -26,7 +27,6 @@ func DefaultMemIAVLConfig() MemIAVLConfig {
 	return MemIAVLConfig{
 		CacheSize:          DefaultCacheSize,
 		SnapshotInterval:   memiavl.DefaultSnapshotInterval,
-		ZeroCopy:           true,
 		SnapshotKeepRecent: 1,
 	}
 }
diff --git a/store/config/toml.go b/store/config/toml.go
index 12738e1f1e..2848e226dc 100644
--- a/store/config/toml.go
+++ b/store/config/toml.go
@@ -13,6 +13,7 @@ enable = {{ .MemIAVL.Enable }}
 
 # ZeroCopy defines if the memiavl should return slices pointing to mmap-ed buffers directly (zero-copy),
 # the zero-copied slices must not be retained beyond current block's execution.
+# the sdk address cache will be disabled if zero-copy is enabled.
 zero-copy = {{ .MemIAVL.ZeroCopy }}
 
 # AsyncCommitBuffer defines the size of asynchronous commit queue, this greatly improve block catching-up
diff --git a/store/go.mod b/store/go.mod
index 54be7343d6..f27ae47d90 100644
--- a/store/go.mod
+++ b/store/go.mod
@@ -5,11 +5,12 @@ go 1.20
 require (
 	cosmossdk.io/errors v1.0.0-beta.7
 	github.com/confio/ics23/go v0.9.0
-	github.com/cosmos/cosmos-sdk v0.46.13
+	github.com/cosmos/cosmos-sdk v0.46.14-0.20230705083228-b39cdb2e74ad
 	github.com/cosmos/iavl v0.19.6
 	github.com/crypto-org-chain/cronos/memiavl v0.0.3
 	github.com/gogo/protobuf v1.3.2
 	github.com/spf13/cast v1.5.0
+	github.com/stretchr/testify v1.8.2
 	github.com/tendermint/tendermint v0.34.28
 	github.com/tendermint/tm-db v0.6.7
 )
@@ -107,7 +108,6 @@ require (
 	github.com/spf13/jwalterweatherman v1.1.0 // indirect
 	github.com/spf13/pflag v1.0.5 // indirect
 	github.com/spf13/viper v1.13.0 // indirect
-	github.com/stretchr/testify v1.8.2 // indirect
 	github.com/subosito/gotenv v1.4.1 // indirect
 	github.com/syndtr/goleveldb v1.0.1-0.20220721030215-126854af5e6d // indirect
 	github.com/tendermint/go-amino v0.16.0 // indirect
diff --git a/store/go.sum b/store/go.sum
index 1d6eb5f6b2..7adf9c731d 100644
--- a/store/go.sum
+++ b/store/go.sum
@@ -140,8 +140,8 @@ github.com/cosmos/btcutil v1.0.5 h1:t+ZFcX77LpKtDBhjucvnOH8C2l2ioGsBNEQ3jef8xFk=
 github.com/cosmos/btcutil v1.0.5/go.mod h1:IyB7iuqZMJlthe2tkIFL33xPyzbFYP0XVdS8P5lUPis=
 github.com/cosmos/cosmos-proto v1.0.0-alpha7 h1:yqYUOHF2jopwZh4dVQp3xgqwftE5/2hkrwIV6vkUbO0=
 github.com/cosmos/cosmos-proto v1.0.0-alpha7/go.mod h1:dosO4pSAbJF8zWCzCoTWP7nNsjcvSUBQmniFxDg5daw=
-github.com/cosmos/cosmos-sdk v0.46.13 h1:LhL6WDBadczqBuCW0t5BHUzGQR3vbujdOYOfU0ORt+o=
-github.com/cosmos/cosmos-sdk v0.46.13/go.mod h1:EfY521ATNEla8eJ6oJuZBdgP5+p360s7InnRqX+TWdM=
+github.com/cosmos/cosmos-sdk v0.46.14-0.20230705083228-b39cdb2e74ad h1:8ZpO0zXy80YEFeby5ixmER6ffBYQJwyaZKVNk1ghHrM=
+github.com/cosmos/cosmos-sdk v0.46.14-0.20230705083228-b39cdb2e74ad/go.mod h1:ABDNny0muxj03rmJcyR0mG7O9QPGktl5e30EVsHvORM=
 github.com/cosmos/go-bip39 v0.0.0-20180819234021-555e2067c45d/go.mod h1:tSxLoYXyBmiFeKpvmq4dzayMdCjCnu8uqmCysIGBT2Y=
 github.com/cosmos/go-bip39 v1.0.0 h1:pcomnQdrdH22njcAatO0yWojsUnCO3y2tNoV1cb6hHY=
 github.com/cosmos/go-bip39 v1.0.0/go.mod h1:RNJv0H/pOIVgxw6KS7QeX2a0Uo0aKUlfhZ4xuwvCdJw=
diff --git a/store/setup.go b/store/setup.go
index 8e211ddb45..2470abef71 100644
--- a/store/setup.go
+++ b/store/setup.go
@@ -8,6 +8,7 @@ import (
 
 	"github.com/cosmos/cosmos-sdk/baseapp"
 	servertypes "github.com/cosmos/cosmos-sdk/server/types"
+	sdk "github.com/cosmos/cosmos-sdk/types"
 
 	"github.com/crypto-org-chain/cronos/memiavl"
 	"github.com/crypto-org-chain/cronos/store/rootmulti"
@@ -33,6 +34,12 @@ func SetupMemIAVL(logger log.Logger, homePath string, appOpts servertypes.AppOpt
 			SnapshotInterval:   cast.ToUint32(appOpts.Get(FlagSnapshotInterval)),
 			CacheSize:          cast.ToInt(appOpts.Get(FlagCacheSize)),
 		}
+
+		if opts.ZeroCopy {
+			// it's unsafe to cache zero-copied byte slices without copying them
+			sdk.SetAddrCacheEnabled(false)
+		}
+
 		// cms must be overridden before the other options, because they may use the cms,
 		// make sure the cms aren't be overridden by the other options later on.
 		baseAppOptions = append([]func(*baseapp.BaseApp){setMemIAVL(homePath, logger, opts, sdk46Compact)}, baseAppOptions...)