diff --git a/src/Concerns/HandlesPaymentFailures.php b/src/Concerns/HandlesPaymentFailures.php
new file mode 100644
index 00000000..ec9fb0f6
--- /dev/null
+++ b/src/Concerns/HandlesPaymentFailures.php
@@ -0,0 +1,59 @@
+<?php
+
+namespace Laravel\Cashier\Concerns;
+
+use Laravel\Cashier\Exceptions\IncompletePayment;
+use Laravel\Cashier\Payment;
+use Laravel\Cashier\Subscription;
+use Stripe\Exception\CardException as StripeCardException;
+use Stripe\PaymentMethod as StripePaymentMethod;
+
+trait HandlesPaymentFailures
+{
+    /**
+     * Handle a failed payment for the given subscription.
+     *
+     * @param  \Laravel\Cashier\Subscription  $subscription
+     * @param  \Stripe\PaymentMethod|string|null  $paymentMethod
+     * @return void
+     *
+     * @throws \Laravel\Cashier\Exceptions\IncompletePayment
+     *
+     * @internal
+     */
+    public function handlePaymentFailure(Subscription $subscription, $paymentMethod = null)
+    {
+        if ($subscription->hasIncompletePayment()) {
+            try {
+                $subscription->latestPayment()->validate();
+            } catch (IncompletePayment $e) {
+                if ($e->payment->requiresConfirmation()) {
+                    try {
+                        if ($paymentMethod) {
+                            $paymentIntent = $e->payment->confirm([
+                                'expand' => ['invoice.subscription'],
+                                'payment_method' => $paymentMethod instanceof StripePaymentMethod
+                                    ? $paymentMethod->id
+                                    : $paymentMethod,
+                            ]);
+                        } else {
+                            $paymentIntent = $e->payment->confirm(['expand' => ['invoice.subscription']]);
+                        }
+                    } catch (StripeCardException) {
+                        $paymentIntent = $e->payment->asStripePaymentIntent(['invoice.subscription']);
+                    }
+
+                    $subscription->fill([
+                        'stripe_status' => $paymentIntent->invoice->subscription->status,
+                    ])->save();
+
+                    if ($subscription->hasIncompletePayment()) {
+                        (new Payment($paymentIntent))->validate();
+                    }
+                } else {
+                    throw $e;
+                }
+            }
+        }
+    }
+}
diff --git a/src/Concerns/InteractsWithPaymentBehavior.php b/src/Concerns/InteractsWithPaymentBehavior.php
index 486bf54e..e7f38161 100644
--- a/src/Concerns/InteractsWithPaymentBehavior.php
+++ b/src/Concerns/InteractsWithPaymentBehavior.php
@@ -11,7 +11,19 @@ trait InteractsWithPaymentBehavior
      *
      * @var string
      */
-    protected $paymentBehavior = StripeSubscription::PAYMENT_BEHAVIOR_ALLOW_INCOMPLETE;
+    protected $paymentBehavior = StripeSubscription::PAYMENT_BEHAVIOR_DEFAULT_INCOMPLETE;
+
+    /**
+     * Set any new subscription as incomplete when created.
+     *
+     * @return $this
+     */
+    public function defaultIncomplete()
+    {
+        $this->paymentBehavior = StripeSubscription::PAYMENT_BEHAVIOR_DEFAULT_INCOMPLETE;
+
+        return $this;
+    }
 
     /**
      * Allow subscription changes even if payment fails.
diff --git a/src/Subscription.php b/src/Subscription.php
index 4b81fae6..3f073ed0 100644
--- a/src/Subscription.php
+++ b/src/Subscription.php
@@ -10,6 +10,7 @@
 use Illuminate\Support\Collection;
 use InvalidArgumentException;
 use Laravel\Cashier\Concerns\AllowsCoupons;
+use Laravel\Cashier\Concerns\HandlesPaymentFailures;
 use Laravel\Cashier\Concerns\InteractsWithPaymentBehavior;
 use Laravel\Cashier\Concerns\Prorates;
 use Laravel\Cashier\Database\Factories\SubscriptionFactory;
@@ -24,6 +25,7 @@
 class Subscription extends Model
 {
     use AllowsCoupons;
+    use HandlesPaymentFailures;
     use HasFactory;
     use InteractsWithPaymentBehavior;
     use Prorates;
@@ -526,11 +528,7 @@ public function updateQuantity($quantity, $price = null)
             'quantity' => $stripeSubscription->quantity,
         ])->save();
 
-        if ($this->hasIncompletePayment()) {
-            (new Payment(
-                $stripeSubscription->latest_invoice->payment_intent
-            ))->validate();
-        }
+        $this->handlePaymentFailure($this);
 
         return $this;
     }
@@ -678,6 +676,7 @@ public function extendTrial(CarbonInterface $date)
      * @param  array  $options
      * @return $this
      *
+     * @throws \Laravel\Cashier\Exceptions\IncompletePayment
      * @throws \Laravel\Cashier\Exceptions\SubscriptionUpdateFailure
      */
     public function swap($prices, array $options = [])
@@ -722,11 +721,7 @@ public function swap($prices, array $options = [])
 
         $this->unsetRelation('items');
 
-        if ($this->hasIncompletePayment()) {
-            (new Payment(
-                $stripeSubscription->latest_invoice->payment_intent
-            ))->validate();
-        }
+        $this->handlePaymentFailure($this);
 
         return $this;
     }
@@ -876,13 +871,21 @@ public function addPrice($price, $quantity = 1, array $options = [])
 
         $this->unsetRelation('items');
 
+        $stripeSubscription = $this->asStripeSubscription();
+
         if ($this->hasSinglePrice()) {
             $this->fill([
                 'stripe_price' => null,
                 'quantity' => null,
-            ])->save();
+            ]);
         }
 
+        $this->fill([
+            'stripe_status' => $stripeSubscription->status,
+        ])->save();
+
+        $this->handlePaymentFailure($this);
+
         return $this;
     }
 
diff --git a/src/SubscriptionBuilder.php b/src/SubscriptionBuilder.php
index 4f1e39f3..6e931ae7 100644
--- a/src/SubscriptionBuilder.php
+++ b/src/SubscriptionBuilder.php
@@ -9,6 +9,7 @@
 use Illuminate\Support\Collection;
 use InvalidArgumentException;
 use Laravel\Cashier\Concerns\AllowsCoupons;
+use Laravel\Cashier\Concerns\HandlesPaymentFailures;
 use Laravel\Cashier\Concerns\HandlesTaxes;
 use Laravel\Cashier\Concerns\InteractsWithPaymentBehavior;
 use Laravel\Cashier\Concerns\Prorates;
@@ -17,6 +18,7 @@
 class SubscriptionBuilder
 {
     use AllowsCoupons;
+    use HandlesPaymentFailures;
     use HandlesTaxes;
     use InteractsWithPaymentBehavior;
     use Prorates;
@@ -258,11 +260,7 @@ public function create($paymentMethod = null, array $customerOptions = [], array
 
         $subscription = $this->createSubscription($stripeSubscription);
 
-        if ($subscription->hasIncompletePayment()) {
-            (new Payment(
-                $stripeSubscription->latest_invoice->payment_intent
-            ))->validate();
-        }
+        $this->handlePaymentFailure($subscription, $paymentMethod);
 
         return $subscription;
     }
diff --git a/src/SubscriptionItem.php b/src/SubscriptionItem.php
index 594cb32e..c9d2baf3 100644
--- a/src/SubscriptionItem.php
+++ b/src/SubscriptionItem.php
@@ -6,6 +6,7 @@
 use Illuminate\Database\Eloquent\Factories\HasFactory;
 use Illuminate\Database\Eloquent\Model;
 use Illuminate\Support\Collection;
+use Laravel\Cashier\Concerns\HandlesPaymentFailures;
 use Laravel\Cashier\Concerns\InteractsWithPaymentBehavior;
 use Laravel\Cashier\Concerns\Prorates;
 use Laravel\Cashier\Database\Factories\SubscriptionItemFactory;
@@ -15,6 +16,7 @@
  */
 class SubscriptionItem extends Model
 {
+    use HandlesPaymentFailures;
     use HasFactory;
     use InteractsWithPaymentBehavior;
     use Prorates;
@@ -115,18 +117,19 @@ public function updateQuantity($quantity)
             'quantity' => $stripeSubscriptionItem->quantity,
         ])->save();
 
-        if ($this->subscription->hasSinglePrice()) {
-            $stripeSubscription = $this->subscription->asStripeSubscription();
+        $stripeSubscription = $this->subscription->asStripeSubscription();
 
+        if ($this->subscription->hasSinglePrice()) {
             $this->subscription->fill([
-                'stripe_status' => $stripeSubscription->status,
                 'quantity' => $stripeSubscriptionItem->quantity,
-            ])->save();
+            ]);
         }
 
-        if ($this->subscription->hasIncompletePayment()) {
-            optional($this->subscription->latestPayment())->validate();
-        }
+        $this->subscription->fill([
+            'stripe_status' => $stripeSubscription->status,
+        ])->save();
+
+        $this->handlePaymentFailure($this->subscription);
 
         return $this;
     }
@@ -162,16 +165,20 @@ public function swap($price, array $options = [])
             'quantity' => $stripeSubscriptionItem->quantity,
         ])->save();
 
+        $stripeSubscription = $this->subscription->asStripeSubscription();
+
         if ($this->subscription->hasSinglePrice()) {
             $this->subscription->fill([
                 'stripe_price' => $price,
                 'quantity' => $stripeSubscriptionItem->quantity,
-            ])->save();
+            ]);
         }
 
-        if ($this->subscription->hasIncompletePayment()) {
-            optional($this->subscription->latestPayment())->validate();
-        }
+        $this->subscription->fill([
+            'stripe_status' => $stripeSubscription->status,
+        ])->save();
+
+        $this->handlePaymentFailure($this->subscription);
 
         return $this;
     }