diff --git a/src/stores/room-list/RoomListStore.ts b/src/stores/room-list/RoomListStore.ts
index 09d9cca2e4e8..0fd511e8a811 100644
--- a/src/stores/room-list/RoomListStore.ts
+++ b/src/stores/room-list/RoomListStore.ts
@@ -56,6 +56,8 @@ export class RoomListStoreClass extends AsyncStoreWithClient<IState> implements
     public static TEST_MODE = false;
 
     private initialListsGenerated = false;
+    private msc3946ProcessDynamicPredecessor: boolean;
+    private msc3946SettingWatcherRef: string;
     private algorithm = new Algorithm();
     private prefilterConditions: IFilterCondition[] = [];
     private updateFn = new MarkedExecution(() => {
@@ -69,6 +71,20 @@ export class RoomListStoreClass extends AsyncStoreWithClient<IState> implements
         super(dis);
         this.setMaxListeners(20); // RoomList + LeftPanel + 8xRoomSubList + spares
         this.algorithm.start();
+
+        this.msc3946ProcessDynamicPredecessor = SettingsStore.getValue("feature_dynamic_room_predecessors");
+        this.msc3946SettingWatcherRef = SettingsStore.watchSetting(
+            "feature_dynamic_room_predecessors",
+            null,
+            (_settingName, _roomId, _level, _newValAtLevel, newVal) => {
+                this.msc3946ProcessDynamicPredecessor = newVal;
+                this.regenerateAllLists({ trigger: true });
+            },
+        );
+    }
+
+    public componentWillUnmount(): void {
+        SettingsStore.unwatchSetting(this.msc3946SettingWatcherRef);
     }
 
     private setupWatchers(): void {
@@ -286,7 +302,7 @@ export class RoomListStoreClass extends AsyncStoreWithClient<IState> implements
             // If we're joining an upgraded room, we'll want to make sure we don't proliferate
             // the dead room in the list.
             const roomState: RoomState = membershipPayload.room.currentState;
-            const predecessor = roomState.findPredecessor(SettingsStore.getValue("feature_dynamic_room_predecessors"));
+            const predecessor = roomState.findPredecessor(this.msc3946ProcessDynamicPredecessor);
             if (predecessor) {
                 const prevRoom = this.matrixClient.getRoom(predecessor.roomId);
                 if (prevRoom) {
@@ -496,7 +512,8 @@ export class RoomListStoreClass extends AsyncStoreWithClient<IState> implements
     private getPlausibleRooms(): Room[] {
         if (!this.matrixClient) return [];
 
-        let rooms = this.matrixClient.getVisibleRooms().filter((r) => VisibilityProvider.instance.isRoomVisible(r));
+        let rooms = this.matrixClient.getVisibleRooms(this.msc3946ProcessDynamicPredecessor);
+        rooms = rooms.filter((r) => VisibilityProvider.instance.isRoomVisible(r));
 
         if (this.prefilterConditions.length > 0) {
             rooms = rooms.filter((r) => {
diff --git a/test/stores/room-list/RoomListStore-test.ts b/test/stores/room-list/RoomListStore-test.ts
index 8ce3dff22a3e..1fdbb63830fe 100644
--- a/test/stores/room-list/RoomListStore-test.ts
+++ b/test/stores/room-list/RoomListStore-test.ts
@@ -14,13 +14,14 @@ See the License for the specific language governing permissions and
 limitations under the License.
 */
 
-import { EventType, MatrixEvent, Room } from "matrix-js-sdk/src/matrix";
+import { EventType, MatrixEvent, PendingEventOrdering, Room } from "matrix-js-sdk/src/matrix";
 
 import { MatrixDispatcher } from "../../../src/dispatcher/dispatcher";
 import SettingsStore from "../../../src/settings/SettingsStore";
 import { ListAlgorithm, SortAlgorithm } from "../../../src/stores/room-list/algorithms/models";
 import { OrderedDefaultTagIDs, RoomUpdateCause } from "../../../src/stores/room-list/models";
 import RoomListStore, { RoomListStoreClass } from "../../../src/stores/room-list/RoomListStore";
+import DMRoomMap from "../../../src/utils/DMRoomMap";
 import { stubClient, upsertRoomStateEvents } from "../../test-utils";
 
 describe("RoomListStore", () => {
@@ -62,7 +63,9 @@ describe("RoomListStore", () => {
     upsertRoomStateEvents(roomWithPredecessorEvent, [predecessor]);
     const roomWithCreatePredecessor = new Room(newRoomId, client, userId, {});
     upsertRoomStateEvents(roomWithCreatePredecessor, [createWithPredecessor]);
-    const roomNoPredecessor = new Room(roomNoPredecessorId, client, userId, {});
+    const roomNoPredecessor = new Room(roomNoPredecessorId, client, userId, {
+        pendingEventOrdering: PendingEventOrdering.Detached,
+    });
     upsertRoomStateEvents(roomNoPredecessor, [createNoPredecessor]);
     const oldRoom = new Room(oldRoomId, client, userId, {});
     client.getRoom = jest.fn().mockImplementation((roomId) => {
@@ -138,6 +141,31 @@ describe("RoomListStore", () => {
         expect(handleRoomUpdate).toHaveBeenCalledTimes(1);
     });
 
+    it("Lists all rooms that the client says are visible", () => {
+        // Given 3 rooms that are visible according to the client
+        const room1 = new Room("!r1:e.com", client, userId, { pendingEventOrdering: PendingEventOrdering.Detached });
+        const room2 = new Room("!r2:e.com", client, userId, { pendingEventOrdering: PendingEventOrdering.Detached });
+        const room3 = new Room("!r3:e.com", client, userId, { pendingEventOrdering: PendingEventOrdering.Detached });
+        room1.updateMyMembership("join");
+        room2.updateMyMembership("join");
+        room3.updateMyMembership("join");
+        DMRoomMap.makeShared();
+        const { store } = createStore();
+        client.getVisibleRooms = jest.fn().mockReturnValue([room1, room2, room3]);
+
+        // When we make the list of rooms
+        store.regenerateAllLists({ trigger: false });
+
+        // Then the list contains all 3
+        expect(store.orderedLists).toMatchObject({
+            "im.vector.fake.recent": [room1, room2, room3],
+        });
+
+        // We asked not to use MSC3946 when we asked the client for the visible rooms
+        expect(client.getVisibleRooms).toHaveBeenCalledWith(false);
+        expect(client.getVisibleRooms).toHaveBeenCalledTimes(1);
+    });
+
     describe("When feature_dynamic_room_predecessors = true", () => {
         beforeEach(() => {
             jest.spyOn(SettingsStore, "getValue").mockImplementation(
@@ -168,5 +196,19 @@ describe("RoomListStore", () => {
             // And the new room is added
             expect(handleRoomUpdate).toHaveBeenCalledWith(roomWithPredecessorEvent, RoomUpdateCause.NewRoom);
         });
+
+        it("Passes the feature flag on to the client when asking for visible rooms", () => {
+            // Given a store that we can ask for a room list
+            DMRoomMap.makeShared();
+            const { store } = createStore();
+            client.getVisibleRooms = jest.fn().mockReturnValue([]);
+
+            // When we make the list of rooms
+            store.regenerateAllLists({ trigger: false });
+
+            // We asked to use MSC3946 when we asked the client for the visible rooms
+            expect(client.getVisibleRooms).toHaveBeenCalledWith(true);
+            expect(client.getVisibleRooms).toHaveBeenCalledTimes(1);
+        });
     });
 });