diff --git a/CHANGELOG.md b/CHANGELOG.md
index 374a2102..5fb8ce7a 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -7,6 +7,10 @@
 * Dropped support for Rails `< 4.2`
 * Dropped support for Ruby `< 2.4`
 
+### New features
+
+* Add `merge_hash_arrays` as a configuration option ([#214](https://github.com/railsconfig/config/pull/214))
+
 ### Changes
 
 * Upgraded dry-validation dependency to dry-schema 1.0 ([#224](https://github.com/railsconfig/config/pull/224))
diff --git a/README.md b/README.md
index b3c7212a..dfdc88ef 100644
--- a/README.md
+++ b/README.md
@@ -271,6 +271,7 @@ located at `config/initializers/config.rb`.
 ### Merge customization
 
 * `overwrite_arrays` - overwrite arrays found in previously loaded settings file. Default: `true`
+* `merge_hash_arrays` - merge hashes inside of arrays from previously loaded settings files. Makes sense only when `overwrite_arrays = false`. Default: `false`
 * `knockout_prefix` - ability to remove elements of the array set in earlier loaded settings file. Makes sense only when `overwrite_arrays = false`, otherwise array settings would be overwritten by default. Default: `nil`
 * `merge_nil_values` - `nil` values will overwrite an existing value when merging configs. Default: `true`.
 
diff --git a/lib/config.rb b/lib/config.rb
index 11c43d91..dfbba30e 100644
--- a/lib/config.rb
+++ b/lib/config.rb
@@ -26,10 +26,11 @@ module Config
   @@fail_on_missing = false
 
   # deep_merge options
-  mattr_accessor :knockout_prefix, :merge_nil_values, :overwrite_arrays
+  mattr_accessor :knockout_prefix, :merge_nil_values, :overwrite_arrays, :merge_hash_arrays
   @@knockout_prefix = nil
   @@merge_nil_values = true
   @@overwrite_arrays = true
+  @@merge_hash_arrays = false
 
   def self.setup
     yield self if @@_ran_once == false
diff --git a/lib/config/options.rb b/lib/config/options.rb
index f4f7f9f9..5e4156ce 100644
--- a/lib/config/options.rb
+++ b/lib/config/options.rb
@@ -82,7 +82,8 @@ def reload!
                                 preserve_unmergeables: false,
                                 knockout_prefix:       Config.knockout_prefix,
                                 overwrite_arrays:      Config.overwrite_arrays,
-                                merge_nil_values:      Config.merge_nil_values
+                                merge_nil_values:      Config.merge_nil_values,
+                                merge_hash_arrays:     Config.merge_hash_arrays
                                )
         end
       end
@@ -134,7 +135,8 @@ def merge!(hash)
                             preserve_unmergeables: false,
                             knockout_prefix:       Config.knockout_prefix,
                             overwrite_arrays:      Config.overwrite_arrays,
-                            merge_nil_values:      Config.merge_nil_values
+                            merge_nil_values:      Config.merge_nil_values,
+                            merge_hash_arrays:     Config.merge_hash_arrays
                            )
       marshal_load(__convert(current).marshal_dump)
       self
diff --git a/spec/fixtures/deep_merge3/config1.yml b/spec/fixtures/deep_merge3/config1.yml
new file mode 100644
index 00000000..c277eeab
--- /dev/null
+++ b/spec/fixtures/deep_merge3/config1.yml
@@ -0,0 +1 @@
+array: [{a: "one"}]
diff --git a/spec/fixtures/deep_merge3/config2.yml b/spec/fixtures/deep_merge3/config2.yml
new file mode 100644
index 00000000..413dac30
--- /dev/null
+++ b/spec/fixtures/deep_merge3/config2.yml
@@ -0,0 +1 @@
+array: [{b: "two"}]
diff --git a/spec/options_spec.rb b/spec/options_spec.rb
index 504f0150..bc0e7025 100644
--- a/spec/options_spec.rb
+++ b/spec/options_spec.rb
@@ -179,4 +179,40 @@
       expect(config.key?('existing')).to eq(false)
     end
   end
+
+  context 'when merge_hash_arrays options' do
+    before { Config.reset }
+
+    context 'is set to true' do
+      before { Config.setup { |cfg|
+        cfg.overwrite_arrays = false
+        cfg.merge_hash_arrays = true
+      } }
+
+      it 'should merge the arrays' do
+        config = Config.load_files("#{fixture_path}/deep_merge3/config1.yml", "#{fixture_path}/deep_merge3/config2.yml")
+
+        expect(config.array.length).to eq(1)
+        expect(config.array[0].a).to eq("one")
+        expect(config.array[0].b).to eq("two")
+      end
+    end
+
+    context 'is set to false' do
+      before { Config.setup { |cfg|
+        cfg.overwrite_arrays = false
+        cfg.merge_hash_arrays = false
+      } }
+
+      it 'should merge the arrays' do
+        config = Config.load_files("#{fixture_path}/deep_merge3/config1.yml", "#{fixture_path}/deep_merge3/config2.yml")
+
+        expect(config.array.length).to eq(2)
+        expect(config.array[0].b).to eq(nil)
+        expect(config.array[1].b).to eq("two")
+      end
+    end
+
+  end
+
 end