https://www.stellar.org/laboratory/#account-creator This is a web tool that allows you to create and fund accounts. It will also allow you to fund that account on the testnet.
Click to Generate keypair:
An account is just a public/private keypair, like so:
Account access is controlled by public/private key cryptography. For an account to perform a transaction–e.g., make a payment–the transaction must be signed by the private key that corresponds to that account’s public key.
Make sure that you have “test” selected in the upper right. This is critical!
Then fund it, like so:
Go to Endpoint Explorer