feat: quota zero check

[robert-zaremba]

Description

• adding missing quota params check for unlimited transfers
• adding unit tests.

[codecov]

Codecov Report

Merging #1973 (11b0472) into main (98e7e93) will increase coverage by 0.38%.
The diff coverage is 72.22%.

@@            Coverage Diff             @@
##             main    #1973      +/-   ##
==========================================
+ Coverage   68.05%   68.43%   +0.38%     
==========================================
  Files         100      100              
  Lines        8022     8021       -1     
==========================================
+ Hits         5459     5489      +30     
+ Misses       2145     2110      -35     
- Partials      418      422       +4     

Impacted Files	Coverage Δ
x/uibc/ics20/keeper/keeper.go	0.00% <ø> (ø)
x/uibc/quota/keeper/quota.go	60.66% <68.75%> (+20.26%)	⬆️
x/uibc/quota/keeper/genesis.go	100.00% <100.00%> (ø)
x/uibc/quota/keeper/grpc_query.go	76.92% <100.00%> (ø)